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Car Excess Insurance T&C

Consumer Advisory

Bandboo is an insurance technology platform which does not fall under the Insurance Act as an insurance carrier or intermediary. We are not regulated by MAS as an insurer and hence members are not covered under the Policy Owners’ Protection Scheme and will not have access to the dispute resolution scheme managed by the Financial Industry Disputes Resolution Centre.

Bandboo takes extreme care to ensure the sound actuarial modeling of our premium calculations. If need be, the premium will be increased to ensure the solvency of our community. Members who do not wish to pay the subsequently higher premium can leave the platform and still receive 100% unconditional rebate of unused premium left in their account.

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